ATM Charges: Check Before You Withdraw Cash - Rules Of Top Banks In India

Automated Teller Machine (ATM) helps you to withdraw cash from your account via debit card. Every bank provides this facility. However, customers need to pay some charges after a certain number of withdrawals in a month. The charges vary bank to bank and number of withdrawals. Let’s try to explore the various charges implemented by banks on cash withdrawals from ATM:

Zee Media Bureau | Aug 06, 2023, 14:57 PM IST
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State Bank of India ATM Charges

State Bank of India ATM Charges

SBI Debit Card Charges For ATM Withdrawals – It’s up to Rs 20 plus GST (Note you have to pay after free ATM withdrawals per month depending upon regions).

Non-SBI Card Charges For ATM Withdrawal – It’s up to Rs 20 plus GST (Same as above).

SBI Withdrawal Limit – It’s between Rs 40,000 and Rs 1 lakh depending upon type of cards.

Foreign ATM transaction charges – You need to pay minimum of Rs 100 plus GST plus 3.5% of the taxation amount.

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HDFC ATM Charges

HDFC ATM Charges

HDFC Bank Fee for ATM Withdrawals: Up to Rs.21 plus taxes

Fee for Non-HDFC Bank ATM Withdrawals: Up to Rs.21 plus taxes

HDFC Withdrawal Limit: Between Rs.25,000 and Rs.75 lakh.

Foreign ATM Transaction Charges: Minimum of Rs.125 plus taxes

 

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ICICI Bank ATM Charges

ICICI Bank ATM Charges

ICICI Bank Fee for ATM Withdrawals: Nil for up to 5 cash withdrawals in a month; Rs.20 per financial transaction and Rs. 8.50 per non-financial transaction

Fee for Non-ICICI Bank ATM Withdrawals: Rs.20

ICICI Bank Withdrawal Limit: The withdrawal limit varies for each ICICI Debit Card

Foreign ATM Transaction Charges: Minimum of Rs.150

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Punjab National Bank ATM Withdrawal Charges

Punjab National Bank ATM Withdrawal Charges

PNB ATM Withdrawal Fee: Up to Rs.20 (Depending upon number of transactions)

Non-PNB ATM Withdrawal Fee: Up to Rs.20

Withdrawal Limit: Up to Rs.50,000

Foreign ATM Transaction Charges: Rs.150

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Axis Bank ATM Withdrawal Charges

Axis Bank ATM Withdrawal Charges

ATM Withdrawal Fee: Up to Rs.21

Non-Axis Bank ATM Withdrawal Fee: Up to Rs.21

Withdrawal Limit: Depends on the Axis Bank debit card

Foreign ATM Transaction Charges: Rs.125

Free Withdrawals at Axis Bank ATM: 5

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Bank of India ATM Withdrawal Charges

Bank of India ATM Withdrawal Charges

BOI ATM Withdrawal Fee: Up to Rs.21

Non-BOI ATM Withdrawal Fee: Up to Rs.21

Withdrawal Limit: Depends on the BOI Debit card

Foreign ATM Transaction Charges: Rs.125 + currency conversion charges (2%)

Free Withdrawals at BOI ATM: Up to 10

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