Banks

Face DIFFICULTY in getting personal loans? Here are 9 TIPS to increase the chances

Since personal loans are collateral free, the borrowers find themselves difficult in getting these loans because of strict process followed by banks. CIBIL score matters a lot in attaining them. However, you can increase your probability by following these 9 steps. 

Sep 17, 2022, 17:18 PM IST

IOB, Bank of Baroda raise MCLR rates by up to 0.10 %, Check new rates

The benchmark 1-year tenor marginal cost of funds based lending rate (MCLR) has been revised to 7.75 per cent against the existing rate of 7.65 per cent. 

Sep 09, 2022, 23:03 PM IST

Domestic banks should keep more capital for worst-case scenario amid global financial uncertainties, says RBI governor

Governor praised both state-owned and private banks have played important role in the past two years tapping the markets to raise funds and informed that the capital adequacy of banks was comfortable at an aggregate level.

Sep 03, 2022, 13:11 PM IST

Banks closed on Ganesh Chaturthi? Check holidays in THESE cities

Ganesh Chaturthi is a ten-day celebration that begins on Chaturthi Tithi and ends on Anantha Chaturdashi. 

Aug 30, 2022, 13:00 PM IST

Punjab National Bank: Accounts will freeze after 31 August if customers fail to do THIS

Punjab National Bank has warned its customers to complete their Know your customers (KYC) before 31 August. In case of non-compliance, the bank may freeze the accounts of non-KYC customers with immediate effect. 

Aug 28, 2022, 18:27 PM IST

India's new digital lending rules disrupted fin-techs like Slice, UNI, more; firms plan strong pushback

India's digital lending market has grown quickly and facilitated $2.2 billion in digital loans in 2021-22, with startups attracting foreign backers and giving traditional banks a run for their money in the credit business.

Aug 26, 2022, 18:22 PM IST

Indian shares fall over 1%, bank stocks witness major downfall

Bank stocks led the fall, with the Nifty PSU bank index closing down 2.7%. Canara Bank and Bank of Baroda were the top losers on the index.

Aug 19, 2022, 17:35 PM IST

Bank Holidays in August 2022: Banks to be closed for 4 days in a row from tomorrow in these states; Check list

In addition to national holidays, there are some state-specific holidays, which include all Sundays as well as the second and fourth Saturdays of the month.

Aug 17, 2022, 15:31 PM IST

Bank Holidays in August 2022: Banks to be closed for 5 days in a row from today; Check list

Banks will be closed for 5 days in many states during the second week of August. The days of Raksha Bandhan, Patriot's Day, and Independence Day are August 12, 13, 14, and 15. 

Aug 12, 2022, 13:16 PM IST

FM Nirmala Sitharaman's BIG Step: Asks banks to do THIS on priority

Banks need to pay more attention to their customers' facilities in order to make the loan procedure easier for borrowers, says FM Nirmala Sitharaman.

Jun 20, 2022, 18:02 PM IST

Bank Strike in June: Banking operations to get affected on THESE days

Banking activities may be impacted if the strike takes place. The demands include pension updates and revisions for all retirees, and others.

Jun 10, 2022, 16:16 PM IST

Bank holiday today? Banks to remain shut for THESE days in May; Check full list

According to the RBI list, banks will be closed today in all of India excluding Kochi and Thiruvananthapuram on account of Bhagvan Shree Parshuram Jayanti/ Ramjan-Eid (Eid-UI-Fitr)/ Basava Jayanti/ Akshaya Tritiya. 

May 03, 2022, 15:22 PM IST

Bank Holidays in May 2022: Banks to remain shut for 10 days; Full list here

The month of May will start from 8 days from today and people who go to banks should know that banks will remain closed for 10 days in that month. Besides national holidays, there are certain state-specific holidays, which include all Sundays and the second and fourth Saturdays of the month.

Apr 22, 2022, 19:22 PM IST

THESE banks offer up to 7.5% interest on FDs for senior citizens

 For nearly two years, the Reserve Bank of India (RBI) has kept the benchmark repo rate constant at 4%. FDs are offered at low interest rates by the majority of major banks.

Apr 11, 2022, 15:52 PM IST

Bank Holidays: Banks to remain shut for 4 days this week; check important dates

Banks will be closed from April 14 to April 17. 

Apr 10, 2022, 15:51 PM IST

Bharat Bandh today: Banking, insurance, transport, other services could remain impacted

Bharat Bandh on March 28 and 29 is likely to impact banking, insurance, and transport, among other services. 

Mar 27, 2022, 16:45 PM IST

Bank Holidays: Banks shut for 7 days between March 17-29, check important dates

State-owned banks will remain closed for two extra days due to the strike on the call of trade unions.

Mar 16, 2022, 17:03 PM IST

Non-food credit grows 9.3% in December: RBI data

Growth in loans to industry improved noticeably to 7.6 per cent in December 2021 from 0.4 per cent.

Jan 31, 2022, 21:10 PM IST

Budget 2022: Assocham pitches for permanent refinance window for NBFC sector

The government will present the Budget for fiscal 2022-23 on February 1.

Jan 09, 2022, 19:23 PM IST

Consider bankers as frontline workers for booster dose: AIBOC to FM Nirmala Sitharaman

The government has said the precaution dose of the COVID-19 vaccine to be given to healthcare workers, frontline workers and those aged 60 years and above with comorbidities from January 10.

Jan 08, 2022, 20:54 PM IST