Personal loan

Cop Alleges HDFC Bank Doesn't Provide Personal Loan To Policemen, Lender Responds

A Jammu and Kashmir cop has alleged that HDFC bank has refused to give him a personal loan because he was from the law enforcement agency.

Dec 20, 2023, 12:56 PM IST

Why Is RBI Issuing Caution Against Smaller Personal Loans Less Than Rs 50,000?

Smaller loans with ticket size of Rs 10,000- Rs 50,000 seems to have sparked a certain amount of concern for the Reserve Bank Of India. We explain.

Nov 06, 2023, 11:55 AM IST

Flipkart- Axis Bank Partnership: Get Personal Loans Up To Rs 5 Lakh, Loan Approval Within 30 Seconds On Flipkart

To initiate the loan application, customers will need to provide basic details such as PAN (Permanent Account Number), date of birth, and work details.

Jul 07, 2023, 15:28 PM IST

This Kerala Govt Employee Took A Loan To Climb Mountains

Shaikh Hassan Khan works in the Finance department at the State Secretariat and hails from Pandalam in Pathanamthitta district.

May 19, 2023, 15:48 PM IST

Canara Bank Hikes MCLR From Today; Home, Auto, Personal Loan EMIs To Go Up

Canara Bank also added that existing borrowers of the Bank shall have an option to switch over to interest rates linked to MCLR other than Fixed Rate Loans.

Apr 12, 2023, 14:54 PM IST

Google Restricts Personal Loan Apps On Play Store From May 31

Google will want a copy of the app's license if the Reserve Bank of India has registered it as a loan provider.

Apr 11, 2023, 21:02 PM IST

Here is Everything You Need to Know Before Applying for a Personal Loan

Recent data from the Reserve Bank of India shows an increased reliance on personal loans, resulting in an uptick in credit growth in January 2023. According to RBI’s data, retail loans have increased by 20.4% since last year. Even consumption loans grew by 25.6% year-on-year, with financial institutions making it extremely simple to obtain quick loans through mobile applications.

Mar 30, 2023, 13:34 PM IST

Eager to take a loan? Check out 3 easy steps to make your CIBIL score good and increase your credit worthiness

If you are planning to take a Personal Loan or a home loan, you must get your CIBIL score checked. CIBIL score principally highlights your financial picture and helps lending institutes to assess the capability of repayment.  

Dec 16, 2022, 12:21 PM IST

Short of funds? LIC is offering personal loans at low-interest rates compared to banks: check EMI calculator, loan terms & more

You can get a personal loan from Life Insurance of India with a low-interest rate compared to other lenders' rates. The interest rate starts from 9 per cent and the tenancy is 5 years.

Nov 02, 2022, 11:12 AM IST

Get a personal loan despite low CREDIT SCORE; check these five tricks

A credit score below 624 is considered a bad credit score while those above 700 come under good and those above 750 are considered excellent.

Oct 03, 2022, 14:44 PM IST

Short of funds? Overdraft limit loan vs personal loan vs credit card loan: Know which is better

If you are looking to take a loan and are eligible for all three loan options- personal loan, overdraft limit loan and loan on your credit card, then you should choose wisely from these options. 

Sep 15, 2022, 13:32 PM IST

Comparing To Identify The Best Loan App In India.

The need for money is something that increases with every passing day. Here comes a loan app for your assistance. But the question is, how to choose the best loan app in India?

Aug 08, 2022, 12:35 PM IST

Loan eligibility: Deciphering why it matters

Now that you are more cognisant with the concept of loan eligibility, it’s time to check it and apply for a quick loan from the instant personal loan app.

May 13, 2022, 15:25 PM IST

Zee Exclusive: 5 tips on how to maintain a healthy credit score

A few mindful financial steps can go a long way in keeping a credit score in the green range for lenders to successfully consider a loan application.

Aug 19, 2021, 16:03 PM IST

Zee Exclusive: 5 mistakes to avoid while taking a personal loan

A personal loan can bring you the much needed financial relief if used wisely, hence understand everything about the personal loan process to avoid pitfalls. 

Aug 06, 2021, 15:54 PM IST

Get personal Loans of up to Rs 5 lakh at 10% interest rate for COVID-19 treatment, check out Kotak Bank’s offer

The loan covers expenses incurred for medical treatment of COVID-19 for self as well as for family members. Both existing and new customers of KMBL are eligible to apply for a loan.

Jul 28, 2021, 15:20 PM IST

Gold Loan vs. Personal Loan: Which Is Better?

Below we’ve provided a comprehensive comparison of personal loans and gold loans so that you can make an informed decision on which would be better during an emergency.

Jul 19, 2021, 12:12 PM IST