Top 5 Financial Reasons To Avail A Personal Loan
Many unsecured personal loans are extensions of debt consolidation loans taken out for the singular purpose of aggregation of current loans or lines of credit into a single loan, frequently at a lower interest rate.
May 18, 2021, 13:07 PM IST
Planning to take a loan? Here’s how to maintain safety of your documents, personal details
The first and foremost thing should be checking the credibility of the particular lender and borrowers should check whether the lender they have approached is genuine and is approved by the RBI. Besides that, it is also important to spend some time on the website/app, as the look and feel of the website/app/social media accounts can help check the credibility and authenticity of the lender.
Mar 08, 2021, 17:48 PM IST
What next after moratorium period is over? How to repay EMIs? Check these options
For the stressed borrowers RBI has announced a loan restructuring scheme for which the maximum time limit is 2 years.
Oct 30, 2020, 18:27 PM IST
Eager to take a loan? Know how a bad CIBIL score may ruin your chances
A good credit score is afterall an integral part of your financial health.
Sep 21, 2020, 11:20 AM IST
Want to avail Personal Loan? You need to know these key things about CIBIL Score
Know what CIBIL score is and how it impacts approval of your Personal Loan.
Aug 17, 2020, 16:02 PM IST
RBI okays one-time restructuring of loans: Know how it will impact your personal loan
RBI will provide a window under the Prudential Framework to enable lenders to implement a resolution plan in respect of eligible corporate exposures as well as personal loans.
Aug 10, 2020, 13:44 PM IST
External benchmark for floating rate loans from October 1
The Reserve Bank of India has been long examining the feasibility of mandating the use of external benchmark for determining interest rate on floating rate loans.
Sep 05, 2019, 13:10 PM IST
Interest on home, auto, MSE loans to be linked to new benchmarks from April 1
The final guidelines to link the interest rate to external benchmarks will be issued by the end of this month.
Dec 06, 2018, 09:57 AM IST
Personal Loans: True superheroes during financial emergencies
Personal loans can be utilised for handling any kind of emergency situation.
Mar 08, 2018, 10:36 AM IST
Personal loan vs credit card: When should you avail them?
We tell you the difference for you to decide which one will suit you best.
Feb 23, 2018, 14:59 PM IST
Can your CIBIL score ruin your chance of getting loan? Tap here to know
Depending upong the score, banks consider whether the person is loanworthy and the amount be approved.
Feb 03, 2018, 10:21 AM IST
How to set the right financial resolutions in the year 2018?
Know some interesting points to ponder in order to successfully set your financial resolutions.
Jan 02, 2018, 09:05 AM IST
These options may be fruitful when planning to fund wedding function
There are umpteen sources from where one can borrow for wedding functions.
Dec 08, 2017, 11:23 AM IST
Maxed out your credit card this Diwali? Here’s why you could consider a personal loan
If you are one of those who went overboard with gifts, swiping your credit card whenever you found anything interesting, you could well find yourself in trouble when it comes to repaying your bill.
Oct 31, 2017, 21:20 PM IST
Bajaj Finserv reduces personal loan interest rate to 11.99%
This limited period offer is valid till September 25, 2017.
Sep 23, 2017, 10:49 AM IST
How does CIBIL score impact your borrowing
CIBIL (Credit Information Bureau India Limited) is credit information company in India, that gathers financial data for maintaining credit records.
Apr 19, 2017, 18:02 PM IST
